What is Home Bancorp, Inc.'s Shariah compliance score?

Home Bancorp, Inc.'s (HBCP) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Home Bancorp, Inc. pass AAOIFI screening?

Home Bancorp, Inc. (HBCP) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (HBCP: 11.1%), (3) interest-bearing deposits below 30% (HBCP: 34.8%), and (4) prohibited income below 5% (HBCP: 92.6%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Home Bancorp, Inc. stock?

Home Bancorp, Inc. (HBCP) has a non-permissible income ratio of 92.61%. Muslim investors should purify this percentage of any dividends received and capital gains realized from HBCP shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Home Bancorp, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Home Bancorp, Inc. (HBCP) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about HBCP's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

Is Home Bancorp, Inc. (HBCP) halal? Not Halal. Based on AAOIFI screening, Home Bancorp, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

HBCP: Is Home Bancorp, Inc. Halal?

Not Halal

Home Bancorp, Inc.

NASDAQFinancial ServicesUS

$66.28

+1.11%

AvoidBorderlineClean

About Home Bancorp, Inc.

Home Bancorp, Inc. serves as the parent company for Home Bank, National Association, delivering a comprehensive array of banking and financial services across Louisiana and Mississippi. Its product portfolio includes diverse deposit accounts such as interest-bearing and non-interest-bearing checking, money market, savings, Negotiable Order of Withdrawal (NOW), and certificates of deposit. The institution also offers a wide range of loan products, including first mortgages for one-to-four family residences, home equity loans and lines of credit, commercial real estate financing, construction and land acquisition loans, multi-family housing loans, commercial and industrial financing, and personal consumer loans. Additionally, Home Bancorp, Inc. engages in securities investments and provides credit card services along with digital banking capabilities. The company operates through a network of branches, including 19 offices in Acadiana, 4 in Baton Rouge, 6 in the Greater New Orleans area, and 6 in the Northshore region of Louisiana, complemented by 3 offices in Natchez, Mississippi. Established in 1908, Home Bancorp, Inc. is headquartered in Lafayette, Louisiana.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 20, 2026

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap11.1% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 20, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

519.8M

Price

$66.28

Sector

Financial Services

Industry

Banks - Regional

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is Home Bancorp, Inc. (HBCP) halal to invest in?

Home Bancorp, Inc. (HBCP) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Home Bancorp, Inc. get a F compliance rating?

Home Bancorp, Inc. (HBCP) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 11.1% (limit 30%); interest-bearing deposits of 34.8% (limit 30%); prohibited income of 92.61% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Home Bancorp, Inc.'s Shariah verdict?

Home Bancorp, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Home Bancorp, Inc. re-screened for Shariah compliance?

Home Bancorp, Inc. (HBCP) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 20, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.